Central Valley Firefighters
Fresno, CA · Charter 68008 · Peer group: credit unions under $1B in assets in CA (n=62-63)
NCUA · 1 branch
Q2 2026
$49.5MAssets
$25.9MLoans
$42.5MShares
$6.8MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 83% of credit unions under $1B in assets in CA (rank 11 of 63).
- Widest gap: nonperforming loans / loans trails 50% of credit unions under $1B in assets in CA (rank 32 of 62).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.37%
Rank 11 of 63
Net Interest Margin
4.19%
Rank 13 of 63
Efficiency Ratio
70.58%
Rank 16 of 63
Equity / Assets
13.73%
Rank 18 of 63
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.37% | 0.17% | 0.56% | 1.17% | Beats 83% | 11 / 63 | |
| Return on Equity | 9.96% | 1.81% | 4.79% | 8.64% | Beats 81% | 12 / 63 | |
| Net Interest Margin | 4.19% | 3.18% | 3.49% | 3.98% | Beats 79% | 13 / 63 | |
| Efficiency Ratio | 70.58% | 70.58% | 81.25% | 89.21% | Beats 76% | 16 / 63 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.42% | 0.17% | 0.42% | 0.85% | Beats 50% | 32 / 62 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.73% | 8.61% | 10.56% | 14.01% | Beats 71% | 18 / 63 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.73% | 8.61% | 10.56% | 14.01% | Beats 71% | 18 / 63 | |
| Liquidity & Funding |
| Loans / Deposits | 61.09% | 53.46% | 72.75% | 85.33% | 39th pctl | 38 / 62 | |
| Loans / Assets | 52.44% | 46.35% | 58.08% | 72.17% | 40th pctl | 38 / 63 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |