Pittsburg, KS · Charter 67995
NCUA · 5 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.52% | 0.46% | 0.98% | 1.25% | 1.34% | 1.27% | 1.30% | 1.36% | +11 bps | |
| Return on Equity | 3.81% | 3.38% | 7.29% | 9.01% | 9.23% | 8.46% | 8.76% | 8.90% | -11 bps | |
| Net Interest Margin | 3.66% | 3.78% | 3.72% | 3.88% | 4.00% | 4.11% | 4.04% | 4.16% | +28 bps | |
| Efficiency Ratio | 70.91% | 70.41% | 70.55% | 65.84% | 64.50% | 64.45% | 68.39% | 67.51% | +167 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.69% | -0.90% | 1.92% | 1.92% | 0.83% | -0.12% | -0.78% | -0.49% | -241 bps | |
| Loan Growth (YoY) | -17.03% | -18.06% | -16.99% | -14.77% | -10.63% | -6.25% | -1.78% | 6.77% | +2,154 bps | |
| Share Growth (YoY) | -2.63% | -1.19% | 0.88% | 0.86% | -0.54% | -2.33% | -2.59% | -2.20% | -306 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.08% | 1.22% | 1.20% | 1.32% | 1.91% | 1.30% | 0.79% | 1.24% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.56% | 13.73% | 13.47% | 13.91% | 14.53% | 15.02% | 14.89% | 15.27% | +135 bps | |
| Net Worth / Assets | 13.56% | 13.73% | 13.47% | 13.91% | 14.53% | 15.02% | 14.89% | 15.27% | +135 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 64.35% | 61.58% | 57.84% | 57.21% | 57.82% | 59.11% | 58.31% | 62.46% | +525 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |