Ancorum
Bath, ME · Charter 67993 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 15 branches
Q2 2026
$401.8MAssets
$283.6MLoans
$356.0MShares
$37.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 69% of credit unions under $1B in assets (rank 519 of 1683).
- Widest gap: equity / assets trails 85% of credit unions under $1B in assets (rank 1435 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.59%
Rank 1,022 of 1,683
Net Interest Margin
4.19%
Rank 519 of 1,683
Efficiency Ratio
89.24%
Rank 1,360 of 1,682
Equity / Assets
9.44%
Rank 1,435 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.35% | 0.74% | 1.18% | Beats 39% | 1,022 / 1,683 | | |
| Return on Equity | 6.23% | 2.67% | 5.89% | 8.74% | Beats 54% | 779 / 1,681 | | |
| Net Interest Margin | 4.19% | 3.31% | 3.82% | 4.32% | Beats 69% | 519 / 1,683 | | |
| Efficiency Ratio | 89.24% | 68.91% | 78.20% | 86.93% | Beats 19% | 1,360 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.60% | 0.26% | 0.65% | 1.29% | Beats 19% | 1,368 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.44% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,435 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.44% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,435 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.66% | 52.61% | 69.38% | 83.50% | 69th pctl | 527 / 1,683 | | |
| Loans / Assets | 70.59% | 44.71% | 59.18% | 70.72% | 75th pctl | 428 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |