Chicago, IL · Charter 67955
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.54% | 0.42% | 0.40% | 0.61% | 0.60% | 0.55% | 0.59% | 0.95% | +34 bps | |
| Return on Equity | 6.13% | 4.56% | 4.35% | 6.90% | 6.79% | 6.12% | 6.30% | 10.34% | +344 bps | |
| Net Interest Margin | 2.04% | 2.14% | 2.08% | 2.17% | 2.22% | 2.27% | 2.41% | 2.39% | +22 bps | |
| Efficiency Ratio | 53.82% | 56.09% | 53.14% | 49.96% | 48.59% | 49.69% | 49.19% | 43.61% | -635 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.39% | 5.77% | -2.05% | -1.56% | -0.09% | 3.73% | 0.00% | 0.27% | +183 bps | |
| Loan Growth (YoY) | -4.72% | 1.63% | 9.03% | 11.81% | 11.21% | 4.11% | 1.60% | 0.96% | -1,085 bps | |
| Share Growth (YoY) | 11.99% | 11.13% | 3.21% | 0.79% | -0.45% | 1.11% | 1.21% | 1.23% | +44 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.92% | 0.92% | 1.06% | 0.81% | 1.12% | 0.84% | 0.94% | 0.81% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.81% | 9.17% | 9.21% | 8.87% | 8.86% | 8.98% | 9.41% | 9.17% | +30 bps | |
| Net Worth / Assets | 8.81% | 9.17% | 9.21% | 8.87% | 8.86% | 8.98% | 9.41% | 9.17% | +30 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 91.00% | 94.86% | 95.89% | 98.98% | 101.65% | 97.68% | 96.25% | 98.72% | -26 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |