Alden
Chicopee, MA · Charter 67951 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$185.4MAssets
$143.3MLoans
$151.1MShares
$17.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 29% of credit unions under $1B in assets (rank 1199 of 1682).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets (rank 1630 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.25%
Rank 1,345 of 1,683
Net Interest Margin
2.40%
Rank 1,630 of 1,683
Efficiency Ratio
90.10%
Rank 1,383 of 1,682
Equity / Assets
9.18%
Rank 1,486 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.25% | 0.35% | 0.74% | 1.18% | Beats 20% | 1,345 / 1,683 | | |
| Return on Equity | 2.75% | 2.67% | 5.89% | 8.74% | Beats 26% | 1,247 / 1,681 | | |
| Net Interest Margin | 2.40% | 3.31% | 3.82% | 4.32% | Beats 3% | 1,630 / 1,683 | | |
| Efficiency Ratio | 90.10% | 68.91% | 78.20% | 86.93% | Beats 18% | 1,383 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.14% | 0.26% | 0.65% | 1.29% | Beats 29% | 1,199 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.18% | 10.44% | 12.89% | 16.53% | Beats 12% | 1,486 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.18% | 10.44% | 12.89% | 16.53% | Beats 12% | 1,486 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 94.85% | 52.61% | 69.38% | 83.50% | 93rd pctl | 117 / 1,683 | | |
| Loans / Assets | 77.30% | 44.71% | 59.18% | 70.72% | 88th pctl | 209 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |