PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Dynamic

Countryside, IL · Charter 67942

Q2 1996

$34.5MAssets
$28.9MLoans
$31.0MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 4.27%, up 112 bps year over year.
  • Asset quality: problem loans at 0.85% of loans (+18 bps YoY).
  • Funding: loans stand at 93.38% of shares as of Q2 1996.

Return on Assets (quarter, annualized)

4.27%+112 bps YoY

Net Interest Margin (quarter, annualized)

n/a
n/a

Efficiency Ratio (quarter, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets3.15%3.13%3.98%3.50%4.27%+112 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a17.74%n/an/a
Loan Growth (YoY)n/an/an/an/a39.42%n/an/a
Share Growth (YoY)n/an/an/an/a16.90%n/an/a
Asset Quality
Delinquent Loans / Loans0.67%0.68%0.73%0.90%0.85%+18 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.44%1.41%1.29%1.76%1.73%+29 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares78.29%85.83%92.99%99.88%93.38%+1,508 bps
Liquid Assets / Assets15.34%9.66%9.28%8.87%12.80%-255 bps