Greater Springfield
Springfield, MA · Charter 67902 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$230.3MAssets
$116.0MLoans
$188.5MShares
$45.5MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 94% of credit unions under $1B in assets (rank 103 of 1682).
- Widest gap: net interest margin trails 77% of credit unions under $1B in assets (rank 1292 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.79%
Rank 135 of 1,683
Net Interest Margin
3.27%
Rank 1,292 of 1,683
Efficiency Ratio
53.92%
Rank 103 of 1,682
Equity / Assets
19.74%
Rank 237 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.79% | 0.35% | 0.74% | 1.18% | Beats 92% | 135 / 1,683 | |
| Return on Equity | 9.06% | 2.67% | 5.89% | 8.74% | Beats 77% | 386 / 1,681 | |
| Net Interest Margin | 3.27% | 3.31% | 3.82% | 4.32% | Beats 23% | 1,292 / 1,683 | |
| Efficiency Ratio | 53.92% | 68.91% | 78.20% | 86.93% | Beats 94% | 103 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.45% | 0.26% | 0.65% | 1.29% | Beats 63% | 623 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.74% | 10.44% | 12.89% | 16.53% | Beats 86% | 237 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.74% | 10.44% | 12.89% | 16.53% | Beats 86% | 237 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 61.56% | 52.61% | 69.38% | 83.50% | 37th pctl | 1,063 / 1,683 | |
| Loans / Assets | 50.39% | 44.71% | 59.18% | 70.72% | 34th pctl | 1,109 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |