Lynn Teachers
Lynn, MA · Charter 67882 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.2MAssets
$1.8MLoans
$4.1MShares
$1.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 96% of credit unions under $1B in assets (rank 69 of 1682).
- Widest gap: nonperforming loans / loans trails 81% of credit unions under $1B in assets (rank 1366 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.98%
Rank 80 of 1,683
Net Interest Margin
4.88%
Rank 177 of 1,683
Efficiency Ratio
51.16%
Rank 69 of 1,682
Equity / Assets
20.45%
Rank 211 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.98% | 0.35% | 0.74% | 1.18% | Beats 95% | 80 / 1,683 | |
| Return on Equity | 9.69% | 2.67% | 5.89% | 8.74% | Beats 81% | 317 / 1,681 | |
| Net Interest Margin | 4.88% | 3.31% | 3.82% | 4.32% | Beats 89% | 177 / 1,683 | |
| Efficiency Ratio | 51.16% | 68.91% | 78.20% | 86.93% | Beats 96% | 69 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.60% | 0.26% | 0.65% | 1.29% | Beats 19% | 1,366 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.45% | 10.44% | 12.89% | 16.53% | Beats 87% | 211 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.45% | 10.44% | 12.89% | 16.53% | Beats 87% | 211 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 44.05% | 52.61% | 69.38% | 83.50% | 15th pctl | 1,425 / 1,683 | |
| Loans / Assets | 34.64% | 44.71% | 59.18% | 70.72% | 12th pctl | 1,474 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |