Grinnell, KS · Charter 67855
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.56% | 0.63% | 0.53% | 0.55% | 0.61% | 0.65% | 0.93% | 0.88% | +33 bps | |
| Return on Equity | 3.22% | 3.44% | 2.93% | 3.18% | 3.59% | 3.86% | 5.56% | 5.35% | +217 bps | |
| Net Interest Margin | 1.82% | 1.96% | 1.88% | 1.89% | 1.87% | 1.86% | 2.03% | 1.96% | +7 bps | |
| Efficiency Ratio | 70.48% | 68.85% | 73.11% | 72.06% | 68.46% | 66.30% | 56.11% | 56.64% | -1,542 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -10.25% | -7.33% | -5.95% | 0.69% | 5.24% | 13.32% | 12.17% | 9.89% | +920 bps | |
| Loan Growth (YoY) | 8.78% | 2.86% | 13.35% | 35.13% | 16.61% | 4.90% | 10.89% | -2.96% | -3,809 bps | |
| Share Growth (YoY) | -12.74% | -9.50% | -7.79% | 0.07% | 5.54% | 15.44% | 13.81% | 10.88% | +1,081 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.95% | 0.00% | 1.80% | 1.64% | 0.00% | -95 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.42% | 3.32% | 3.39% | 2.83% | 2.93% | 3.16% | 3.05% | 2.92% | +9 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.30% | 18.43% | 17.94% | 17.27% | 17.07% | 16.92% | 16.75% | 16.53% | -74 bps | |
| Net Worth / Assets | 17.30% | 18.43% | 17.94% | 17.27% | 17.07% | 16.92% | 16.75% | 16.53% | -74 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 27.25% | 30.02% | 28.23% | 31.95% | 30.11% | 27.28% | 27.50% | 27.96% | -399 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |