Leavenworth, KS · Charter 67842
Q2 1996
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 1996, the quarter ended June 30, 1996, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Leavenworth, KS · Charter 67842
Q2 1996
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 4.52% | 3.81% | 5.27% | 4.43% | 6.85% | +234 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -1.53% | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 9.94% | n/a | n/a |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -5.27% | n/a | n/a |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.96% | 0.00% | 1.59% | 3.29% | 1.65% | -31 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.02% | 0.54% | 0.46% | 0.49% | 0.52% | +50 bps | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Shares | 58.68% | 64.45% | 76.37% | 69.97% | 68.10% | +942 bps | |
| Liquid Assets / Assets | 24.81% | 25.40% | 26.21% | 24.26% | 25.33% | +52 bps | |