Lynn Police
Lynn, MA · Charter 67840 · Peer group: credit unions under $1B in assets in the Salt Lake City-Murray, UT area (n=23-24)
NCUA · 2 branches
Q2 2026
$11.7MAssets
$3.8MLoans
$8.7MShares
$3.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 79% of credit unions under $1B in assets in the Salt Lake City-Murray, UT area (rank 5 of 24).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets in the Salt Lake City-Murray, UT area (rank 24 of 24).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.33%
Rank 20 of 24
Net Interest Margin
2.16%
Rank 24 of 24
Efficiency Ratio
84.92%
Rank 19 of 24
Equity / Assets
25.85%
Rank 5 of 24
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.33% | 0.41% | 0.67% | 1.12% | Beats 17% | 20 / 24 | | |
| Return on Equity | 1.26% | 2.16% | 5.02% | 6.69% | Beats 17% | 20 / 24 | | |
| Net Interest Margin | 2.16% | 3.10% | 3.61% | 4.01% | Beats 0% | 24 / 24 | | |
| Efficiency Ratio | 84.92% | 71.14% | 80.00% | 84.92% | Beats 25% | 19 / 24 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.36% | 0.07% | 0.54% | 1.38% | Beats 30% | 17 / 23 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 25.85% | 10.05% | 16.75% | 21.42% | Beats 79% | 5 / 24 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 25.85% | 10.05% | 16.75% | 21.42% | Beats 79% | 5 / 24 | | |
| Liquidity & Funding |
| Loans / Deposits | 43.36% | 42.86% | 62.34% | 82.18% | 26th pctl | 17 / 23 | | |
| Loans / Assets | 32.11% | 32.11% | 55.16% | 70.89% | 25th pctl | 18 / 24 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |