Hutchinson, KS · Charter 67829
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.75% | 0.66% | -0.13% | -0.18% | 0.00% | -0.17% | 0.69% | -0.33% | -14 bps | |
| Return on Equity | 4.31% | 3.61% | -0.75% | -1.04% | -0.02% | -0.94% | 3.72% | -1.87% | -83 bps | |
| Net Interest Margin | 5.59% | 5.86% | 5.54% | 5.90% | 6.04% | 6.35% | 6.80% | 6.46% | +56 bps | |
| Efficiency Ratio | 88.18% | 89.87% | 94.73% | 95.93% | 89.00% | 89.93% | 87.43% | 91.26% | -467 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.77% | 3.09% | 3.77% | -0.27% | -1.68% | -1.04% | -9.32% | -0.32% | -5 bps | |
| Loan Growth (YoY) | 4.15% | -3.37% | -6.38% | -3.60% | 0.19% | -0.19% | 4.41% | -0.35% | +325 bps | |
| Share Growth (YoY) | 15.92% | 2.70% | 3.56% | -1.08% | -2.17% | -1.01% | -11.23% | -0.02% | +106 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.33% | 0.75% | 1.39% | 1.79% | 1.87% | 1.10% | 0.73% | 0.85% | -94 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.43% | 0.47% | 0.63% | 0.74% | 0.94% | 0.86% | 1.01% | 0.96% | +22 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.50% | 18.16% | 16.87% | 17.78% | 17.87% | 18.18% | 18.64% | 17.60% | -18 bps | |
| Net Worth / Assets | 17.50% | 18.16% | 16.87% | 17.78% | 17.87% | 18.18% | 18.64% | 17.60% | -18 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 85.17% | 89.66% | 77.58% | 83.98% | 87.22% | 90.40% | 91.26% | 83.70% | -28 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |