Topeka, KS · Charter 67819
Q4 1997
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 5.08% | 4.57% | 5.66% | 5.57% | 5.20% | 5.50% | -0.36% | 2.04% | -353 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -3.13% | -4.04% | -11.78% | -14.16% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 24.97% | 2.59% | -14.59% | -15.69% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -5.03% | -9.41% | -6.71% | -9.54% | n/a | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.85% | 2.57% | 3.28% | 4.20% | 5.74% | 4.84% | 3.01% | 7.41% | +321 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.37% | 3.30% | 2.58% | 1.58% | 1.62% | 0.87% | 1.35% | 1.47% | -11 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.42% | 99.73% | 117.22% | 112.95% | 104.52% | 112.93% | 107.33% | 105.27% | -767 bps | |
| Liquid Assets / Assets | 24.51% | 9.79% | 1.34% | 0.63% | 3.01% | 0.23% | 2.58% | 4.30% | +368 bps | |