Glasco, KS · Charter 67812
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
82
Asset Quality
8
Profitability
23
Liquidity
0
Efficiency
37
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Glasco, KS · Charter 67812
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.66% | 0.67% | -1.51% | -0.16% | 0.02% | -0.02% | 0.08% | 0.20% | +36 bps | |
| Return on Equity | 3.46% | 3.66% | -8.38% | -0.86% | 0.12% | -0.10% | 0.43% | 1.08% | +193 bps | |
| Net Interest Margin | 4.16% | 3.93% | 2.60% | 2.94% | 3.25% | 3.18% | 3.49% | 3.67% | +73 bps | |
| Efficiency Ratio | 84.83% | 83.71% | 151.79% | 104.97% | 97.99% | 95.67% | 86.69% | 84.48% | -2,049 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -14.77% | -4.61% | -0.79% | -1.83% | 2.29% | 2.09% | -3.12% | 1.54% | +338 bps | |
| Loan Growth (YoY) | -14.92% | -12.52% | -11.33% | -3.75% | -5.13% | -4.64% | 2.46% | 0.82% | +457 bps | |
| Share Growth (YoY) | -18.70% | -6.69% | -1.62% | -2.86% | 2.18% | 2.36% | -3.85% | 1.77% | +463 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 3.33% | 2.35% | 2.26% | 4.27% | 2.57% | 6.84% | 5.95% | 2.93% | -134 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.23% | 3.16% | 3.20% | 3.06% | 0.98% | 1.22% | 1.29% | 1.38% | -167 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 19.16% | 18.43% | 17.97% | 18.70% | 18.95% | 18.04% | 18.62% | 18.57% | -12 bps | |
| Net Worth / Assets | 19.16% | 18.43% | 17.97% | 18.70% | 18.95% | 18.04% | 18.62% | 18.57% | -12 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 100.74% | 90.85% | 87.16% | 96.18% | 93.53% | 84.64% | 92.87% | 95.28% | -90 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Glasco, KS · Charter 67812 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.17%
Rank 1,407 of 1,683
Net Interest Margin
3.61%
Rank 1,033 of 1,683
Efficiency Ratio
82.61%
Rank 1,064 of 1,682
Equity / Assets
18.54%
Rank 301 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.17% | 0.35% | 0.74% | 1.18% | Beats 16% | 1,407 / 1,683 | ||
| Return on Equity | 0.93% | 2.67% | 5.89% | 8.74% | Beats 15% | 1,434 / 1,681 | ||
| Net Interest Margin | 3.61% | 3.31% | 3.82% | 4.32% | Beats 39% | 1,033 / 1,683 | ||
| Efficiency Ratio | 82.61% | 68.91% | 78.20% | 86.93% | Beats 37% | 1,064 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.91% | 0.26% | 0.65% | 1.29% | Beats 8% | 1,546 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 18.54% | 10.44% | 12.89% | 16.53% | Beats 82% | 301 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 18.54% | 10.44% | 12.89% | 16.53% | Beats 82% | 301 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 95.30% | 52.61% | 69.38% | 83.50% | 94th pctl | 108 / 1,683 | ||
| Loans / Assets | 76.57% | 44.71% | 59.18% | 70.72% | 86th pctl | 230 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||