Your Best Credit Union
Nashville, TN · Charter 67757 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$16.0MAssets
$12.1MLoans
$13.5MShares
$2.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 88% of credit unions under $1B in assets (rank 201 of 1683).
- Widest gap: return on equity trails 94% of credit unions under $1B in assets (rank 1576 of 1681).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
-0.51%
Rank 1,577 of 1,683
Net Interest Margin
4.81%
Rank 201 of 1,683
Efficiency Ratio
75.11%
Rank 680 of 1,682
Equity / Assets
15.23%
Rank 530 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.51% | 0.35% | 0.74% | 1.18% | Beats 6% | 1,577 / 1,683 | |
| Return on Equity | -3.37% | 2.67% | 5.89% | 8.74% | Beats 6% | 1,576 / 1,681 | |
| Net Interest Margin | 4.81% | 3.31% | 3.82% | 4.32% | Beats 88% | 201 / 1,683 | |
| Efficiency Ratio | 75.11% | 68.91% | 78.20% | 86.93% | Beats 60% | 680 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.32% | 0.26% | 0.65% | 1.29% | Beats 71% | 490 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.23% | 10.44% | 12.89% | 16.53% | Beats 69% | 530 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.23% | 10.44% | 12.89% | 16.53% | Beats 69% | 530 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 89.68% | 52.61% | 69.38% | 83.50% | 85th pctl | 245 / 1,683 | |
| Loans / Assets | 75.98% | 44.71% | 59.18% | 70.72% | 85th pctl | 251 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |