Jax Fire
Jacksonville, FL · Charter 67717 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$40.4MAssets
$16.4MLoans
$34.9MShares
$5.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 64% of credit unions under $1B in assets (rank 612 of 1683).
- Widest gap: efficiency ratio trails 79% of credit unions under $1B in assets (rank 1334 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.47%
Rank 1,175 of 1,683
Net Interest Margin
4.07%
Rank 612 of 1,683
Efficiency Ratio
88.75%
Rank 1,334 of 1,682
Equity / Assets
13.26%
Rank 774 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.47% | 0.35% | 0.74% | 1.18% | Beats 30% | 1,175 / 1,683 | |
| Return on Equity | 3.51% | 2.67% | 5.89% | 8.74% | Beats 32% | 1,149 / 1,681 | |
| Net Interest Margin | 4.07% | 3.31% | 3.82% | 4.32% | Beats 64% | 612 / 1,683 | |
| Efficiency Ratio | 88.75% | 68.91% | 78.20% | 86.93% | Beats 21% | 1,334 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.26% | 0.65% | 1.29% | Beats 55% | 759 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.26% | 10.44% | 12.89% | 16.53% | Beats 54% | 774 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.26% | 10.44% | 12.89% | 16.53% | Beats 54% | 774 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 46.90% | 52.61% | 69.38% | 83.50% | 18th pctl | 1,373 / 1,683 | |
| Loans / Assets | 40.52% | 44.71% | 59.18% | 70.72% | 20th pctl | 1,350 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |