Southeast Missouri Community
Park Hills, MO · Charter 67716 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$6.4MAssets
$3.4MLoans
$5.8MShares
$556KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 86% of credit unions under $1B in assets (rank 231 of 1683).
- Widest gap: equity / assets trails 92% of credit unions under $1B in assets (rank 1547 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.56%
Rank 1,057 of 1,683
Net Interest Margin
4.74%
Rank 231 of 1,683
Efficiency Ratio
90.91%
Rank 1,409 of 1,682
Equity / Assets
8.68%
Rank 1,547 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.56% | 0.35% | 0.74% | 1.18% | Beats 37% | 1,057 / 1,683 | | |
| Return on Equity | 6.47% | 2.67% | 5.89% | 8.74% | Beats 56% | 744 / 1,681 | | |
| Net Interest Margin | 4.74% | 3.31% | 3.82% | 4.32% | Beats 86% | 231 / 1,683 | | |
| Efficiency Ratio | 90.91% | 68.91% | 78.20% | 86.93% | Beats 16% | 1,409 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.18% | 0.26% | 0.65% | 1.29% | Beats 81% | 320 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.68% | 10.44% | 12.89% | 16.53% | Beats 8% | 1,547 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.68% | 10.44% | 12.89% | 16.53% | Beats 8% | 1,547 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 58.71% | 52.61% | 69.38% | 83.50% | 33rd pctl | 1,127 / 1,683 | | |
| Loans / Assets | 53.49% | 44.71% | 59.18% | 70.72% | 40th pctl | 1,014 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |