Tnconnect
Knoxville, TN · Charter 67666 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$90.6MAssets
$61.3MLoans
$84.2MShares
$6.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 51% of credit unions under $1B in assets (rank 829 of 1682).
- Widest gap: equity / assets trails 99% of credit unions under $1B in assets (rank 1660 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.19%
Rank 1,394 of 1,683
Net Interest Margin
3.70%
Rank 944 of 1,683
Efficiency Ratio
81.15%
Rank 988 of 1,682
Equity / Assets
7.18%
Rank 1,660 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.19% | 0.35% | 0.74% | 1.18% | Beats 17% | 1,394 / 1,683 | |
| Return on Equity | 2.58% | 2.67% | 5.89% | 8.74% | Beats 24% | 1,280 / 1,681 | |
| Net Interest Margin | 3.70% | 3.31% | 3.82% | 4.32% | Beats 44% | 944 / 1,683 | |
| Efficiency Ratio | 81.15% | 68.91% | 78.20% | 86.93% | Beats 41% | 988 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.64% | 0.26% | 0.65% | 1.29% | Beats 51% | 829 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.18% | 10.44% | 12.89% | 16.53% | Beats 1% | 1,660 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.18% | 10.44% | 12.89% | 16.53% | Beats 1% | 1,660 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 72.85% | 52.61% | 69.38% | 83.50% | 57th pctl | 730 / 1,683 | |
| Loans / Assets | 67.66% | 44.71% | 59.18% | 70.72% | 68th pctl | 535 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |