Members America
Kansas City, MO · Charter 67664 · Peer group: credit unions $1B-$10B in assets (n=426)
NCUA · 39 branches
Q3 2025
$5.4BAssets
$3.7BLoans
$4.8BShares
$562.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 72% of credit unions $1B-$10B in assets (rank 118 of 426).
- Widest gap: efficiency ratio trails 71% of credit unions $1B-$10B in assets (rank 303 of 426).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.91%
Rank 148 of 426
Net Interest Margin
3.48%
Rank 148 of 426
Efficiency Ratio
77.50%
Rank 303 of 426
Equity / Assets
10.34%
Rank 259 of 426
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.91% | 0.47% | 0.71% | 1.02% | Beats 65% | 148 / 426 | | |
| Return on Equity | 8.80% | 4.33% | 6.67% | 9.18% | Beats 72% | 118 / 426 | | |
| Net Interest Margin | 3.48% | 2.84% | 3.22% | 3.60% | Beats 65% | 148 / 426 | | |
| Efficiency Ratio | 77.50% | 65.37% | 72.95% | 78.95% | Beats 29% | 303 / 426 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.89% | 0.42% | 0.67% | 0.96% | Beats 30% | 301 / 426 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.34% | 9.74% | 10.78% | 12.42% | Beats 39% | 259 / 426 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.34% | 9.74% | 10.78% | 12.42% | Beats 39% | 259 / 426 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.20% | 77.61% | 89.51% | 96.25% | 26th pctl | 317 / 426 | | |
| Loans / Assets | 68.59% | 67.25% | 75.25% | 80.95% | 28th pctl | 305 / 426 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |