Corpus Christi, TX · Charter 67658
NCUA · 4 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.41% | 1.31% | 1.32% | 1.29% | 1.33% | 1.41% | 1.06% | 1.50% | +21 bps | |
| Return on Equity | 6.28% | 5.92% | 5.96% | 5.74% | 5.91% | 6.20% | 4.68% | 6.23% | +48 bps | |
| Net Interest Margin | 3.14% | 3.05% | 3.07% | 3.15% | 3.21% | 3.20% | 3.21% | 3.44% | +29 bps | |
| Efficiency Ratio | 65.30% | 65.99% | 64.71% | 65.22% | 64.40% | 63.51% | 67.41% | 62.79% | -243 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.60% | 3.15% | 3.34% | 4.47% | 5.64% | 3.41% | 4.15% | -0.36% | -482 bps | |
| Loan Growth (YoY) | -7.64% | -8.25% | -6.37% | -6.15% | -4.11% | -2.69% | -2.76% | -3.03% | +312 bps | |
| Share Growth (YoY) | 3.85% | 2.47% | 2.21% | 3.84% | 4.84% | 1.74% | 2.95% | -2.91% | -675 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.43% | 0.48% | 0.62% | 0.63% | 0.54% | 0.68% | 0.76% | 1.04% | +41 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 22.43% | 22.12% | 22.17% | 22.39% | 22.56% | 22.81% | 22.62% | 24.01% | +163 bps | |
| Net Worth / Assets | 22.43% | 22.12% | 22.17% | 22.39% | 22.56% | 22.81% | 22.62% | 24.01% | +163 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 54.38% | 51.81% | 50.26% | 49.78% | 49.74% | 49.55% | 47.47% | 49.72% | -6 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |