Greenville, TX · Charter 67645
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.71% | 1.58% | 1.27% | 2.03% | 2.10% | 2.05% | 1.20% | 1.72% | -30 bps | |
| Return on Equity | 12.90% | 11.50% | 9.09% | 13.78% | 13.57% | 12.85% | 7.56% | 10.25% | -353 bps | |
| Net Interest Margin | 3.88% | 4.01% | 4.14% | 4.33% | 4.42% | 4.46% | 4.26% | 4.45% | +12 bps | |
| Efficiency Ratio | 59.53% | 63.71% | 66.67% | 51.98% | 51.99% | 62.17% | 67.05% | 60.33% | +835 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.29% | -2.81% | -0.38% | -1.07% | -3.09% | -1.90% | -0.03% | -1.69% | -61 bps | |
| Loan Growth (YoY) | 4.12% | 3.91% | -0.54% | -4.12% | -5.70% | -6.22% | -5.99% | -4.78% | -65 bps | |
| Share Growth (YoY) | -5.90% | -5.52% | -2.04% | -2.69% | -4.86% | -4.24% | -2.31% | -4.76% | -207 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.27% | 0.32% | 0.83% | 0.35% | 0.17% | 0.35% | 0.33% | 0.78% | +43 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.24% | 13.70% | 13.95% | 14.70% | 15.48% | 15.98% | 15.90% | 16.78% | +209 bps | |
| Net Worth / Assets | 13.24% | 13.70% | 13.95% | 14.70% | 15.48% | 15.98% | 15.90% | 16.78% | +209 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 61.72% | 63.88% | 61.64% | 60.46% | 61.18% | 62.56% | 59.32% | 60.45% | -1 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |