Tyler City Employees
Tyler, TX · Charter 67638 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$28.4MAssets
$16.8MLoans
$23.8MShares
$4.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 73% of credit unions under $1B in assets in TX (rank 64 of 235).
- Widest gap: return on equity trails 85% of credit unions under $1B in assets in TX (rank 200 of 235).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.01%
Rank 200 of 235
Net Interest Margin
4.27%
Rank 64 of 235
Efficiency Ratio
86.19%
Rank 148 of 235
Equity / Assets
16.02%
Rank 91 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.01% | 0.17% | 0.57% | 1.10% | Beats 15% | 200 / 235 | |
| Return on Equity | -0.04% | 1.03% | 4.30% | 7.58% | Beats 15% | 200 / 235 | |
| Net Interest Margin | 4.27% | 3.32% | 3.89% | 4.35% | Beats 73% | 64 / 235 | |
| Efficiency Ratio | 86.19% | 70.60% | 82.00% | 91.57% | Beats 37% | 148 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.04% | 0.20% | 0.59% | 1.14% | Beats 28% | 171 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.02% | 11.30% | 14.41% | 19.49% | Beats 61% | 91 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.02% | 11.30% | 14.41% | 19.49% | Beats 61% | 91 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 70.37% | 54.18% | 67.38% | 81.66% | 56th pctl | 104 / 235 | |
| Loans / Assets | 59.06% | 43.80% | 56.63% | 68.64% | 54th pctl | 107 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |