Madison Education Assoc.
Madison, FL · Charter 67630 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$7.3MAssets
$3.7MLoans
$6.1MShares
$1.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 64% of credit unions under $1B in assets (rank 614 of 1683).
- Widest gap: net interest margin trails 85% of credit unions under $1B in assets (rank 1437 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.72%
Rank 857 of 1,683
Net Interest Margin
3.03%
Rank 1,437 of 1,683
Efficiency Ratio
76.42%
Rank 747 of 1,682
Equity / Assets
14.38%
Rank 614 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.35% | 0.74% | 1.18% | Beats 49% | 857 / 1,683 | | |
| Return on Equity | 4.98% | 2.67% | 5.89% | 8.74% | Beats 43% | 959 / 1,681 | | |
| Net Interest Margin | 3.03% | 3.31% | 3.82% | 4.32% | Beats 15% | 1,437 / 1,683 | | |
| Efficiency Ratio | 76.42% | 68.91% | 78.20% | 86.93% | Beats 56% | 747 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.26% | 0.65% | 1.29% | Beats 40% | 1,004 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.38% | 10.44% | 12.89% | 16.53% | Beats 64% | 614 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.38% | 10.44% | 12.89% | 16.53% | Beats 64% | 614 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 61.12% | 52.61% | 69.38% | 83.50% | 36th pctl | 1,071 / 1,683 | | |
| Loans / Assets | 51.37% | 44.71% | 59.18% | 70.72% | 36th pctl | 1,074 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |