Allcom
Worcester, MA · Charter 67599 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$81.8MAssets
$47.0MLoans
$67.8MShares
$13.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 88% of credit unions under $1B in assets (rank 203 of 1682).
- Widest gap: efficiency ratio trails 80% of credit unions under $1B in assets (rank 1354 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.36%
Rank 1,253 of 1,683
Net Interest Margin
3.21%
Rank 1,327 of 1,683
Efficiency Ratio
89.15%
Rank 1,354 of 1,682
Equity / Assets
16.60%
Rank 418 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.36% | 0.35% | 0.74% | 1.18% | Beats 26% | 1,253 / 1,683 | |
| Return on Equity | 2.18% | 2.67% | 5.89% | 8.74% | Beats 21% | 1,325 / 1,681 | |
| Net Interest Margin | 3.21% | 3.31% | 3.82% | 4.32% | Beats 21% | 1,327 / 1,683 | |
| Efficiency Ratio | 89.15% | 68.91% | 78.20% | 86.93% | Beats 20% | 1,354 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.07% | 0.26% | 0.65% | 1.29% | Beats 88% | 203 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.60% | 10.44% | 12.89% | 16.53% | Beats 75% | 418 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.60% | 10.44% | 12.89% | 16.53% | Beats 75% | 418 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 69.26% | 52.61% | 69.38% | 83.50% | 50th pctl | 845 / 1,683 | |
| Loans / Assets | 57.40% | 44.71% | 59.18% | 70.72% | 46th pctl | 907 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |