First Priority
Abilene, TX · Charter 67542 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$23.0MAssets
$8.6MLoans
$20.3MShares
$2.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 91% of credit unions under $1B in assets in TX (rank 20 of 235).
- Widest gap: net interest margin trails 82% of credit unions under $1B in assets in TX (rank 193 of 235).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.35%
Rank 43 of 235
Net Interest Margin
3.23%
Rank 193 of 235
Efficiency Ratio
68.27%
Rank 46 of 235
Equity / Assets
11.72%
Rank 164 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.35% | 0.17% | 0.57% | 1.10% | Beats 82% | 43 / 235 | | |
| Return on Equity | 11.50% | 1.03% | 4.30% | 7.58% | Beats 91% | 20 / 235 | | |
| Net Interest Margin | 3.23% | 3.32% | 3.89% | 4.35% | Beats 18% | 193 / 235 | | |
| Efficiency Ratio | 68.27% | 70.60% | 82.00% | 91.57% | Beats 81% | 46 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.24% | 0.20% | 0.59% | 1.14% | Beats 22% | 184 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.72% | 11.30% | 14.41% | 19.49% | Beats 30% | 164 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.72% | 11.30% | 14.41% | 19.49% | Beats 30% | 164 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 42.56% | 54.18% | 67.38% | 81.66% | 11th pctl | 209 / 235 | | |
| Loans / Assets | 37.55% | 43.80% | 56.63% | 68.64% | 17th pctl | 195 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |