Braintree, MA · Charter 67541
NCUA · 4 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.31% | 0.31% | 0.28% | 0.48% | 0.51% | 0.55% | 0.49% | 0.53% | +5 bps | |
| Return on Equity | 2.17% | 2.10% | 1.94% | 3.25% | 3.47% | 3.69% | 3.36% | 3.54% | +30 bps | |
| Net Interest Margin | 2.28% | 2.30% | 2.35% | 2.41% | 2.47% | 2.51% | 2.64% | 2.74% | +32 bps | |
| Efficiency Ratio | 85.28% | 85.36% | 90.09% | 83.03% | 82.23% | 81.28% | 80.09% | 80.55% | -249 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.99% | 2.79% | 2.64% | 1.42% | 0.65% | 1.43% | 2.88% | 1.90% | +47 bps | |
| Loan Growth (YoY) | 6.71% | 4.49% | 2.05% | 0.90% | 0.72% | -0.38% | 2.29% | 1.13% | +23 bps | |
| Share Growth (YoY) | 1.96% | 0.45% | 4.14% | 2.03% | 2.24% | 4.72% | 5.30% | 6.30% | +428 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.45% | 0.36% | 0.24% | 0.39% | 0.41% | 0.27% | 0.09% | 0.24% | -14 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.48% | 14.59% | 14.51% | 14.76% | 14.84% | 14.94% | 14.70% | 15.06% | +30 bps | |
| Net Worth / Assets | 14.48% | 14.59% | 14.51% | 14.76% | 14.84% | 14.94% | 14.70% | 15.06% | +30 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 116.13% | 118.28% | 112.05% | 114.49% | 114.40% | 112.52% | 108.84% | 108.92% | -557 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |