Fort Worth City
Fort Worth, TX · Charter 67532 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 2 branches
Q2 2026
$336.8MAssets
$187.9MLoans
$296.1MShares
$44.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 92% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 6 of 60).
- Widest gap: net interest margin trails 77% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 46 of 60).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.91%
Rank 6 of 60
Net Interest Margin
3.32%
Rank 46 of 60
Efficiency Ratio
56.70%
Rank 6 of 60
Equity / Assets
13.10%
Rank 34 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.91% | 0.02% | 0.62% | 0.99% | Beats 90% | 6 / 60 | |
| Return on Equity | 14.62% | 0.12% | 4.17% | 8.32% | Beats 90% | 6 / 60 | |
| Net Interest Margin | 3.32% | 3.36% | 3.95% | 4.45% | Beats 23% | 46 / 60 | |
| Efficiency Ratio | 56.70% | 70.09% | 78.52% | 92.77% | Beats 92% | 6 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.03% | 0.25% | 0.82% | 1.91% | Beats 90% | 7 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.10% | 11.15% | 14.35% | 19.86% | Beats 43% | 34 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.10% | 11.15% | 14.35% | 19.86% | Beats 43% | 34 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 63.47% | 51.31% | 60.45% | 81.20% | 53rd pctl | 28 / 60 | |
| Loans / Assets | 55.80% | 41.11% | 52.43% | 68.66% | 53rd pctl | 28 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |