Del Rio S.P.
Del Rio, TX · Charter 67531 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$3.2MAssets
$1.3MLoans
$2.0MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 99% of credit unions under $1B in assets in TX (rank 2 of 235).
- Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets in TX (rank 231 of 235).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.12%
Rank 184 of 235
Net Interest Margin
6.29%
Rank 2 of 235
Efficiency Ratio
94.39%
Rank 192 of 235
Equity / Assets
37.22%
Rank 8 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.12% | 0.17% | 0.57% | 1.10% | Beats 22% | 184 / 235 | |
| Return on Equity | 0.33% | 1.03% | 4.30% | 7.58% | Beats 17% | 194 / 235 | |
| Net Interest Margin | 6.29% | 3.32% | 3.89% | 4.35% | Beats 99% | 2 / 235 | |
| Efficiency Ratio | 94.39% | 70.60% | 82.00% | 91.57% | Beats 19% | 192 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.11% | 0.20% | 0.59% | 1.14% | Beats 2% | 231 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 37.22% | 11.30% | 14.41% | 19.49% | Beats 97% | 8 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 37.22% | 11.30% | 14.41% | 19.49% | Beats 97% | 8 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 64.79% | 54.18% | 67.38% | 81.66% | 44th pctl | 131 / 235 | |
| Loans / Assets | 40.46% | 43.80% | 56.63% | 68.64% | 20th pctl | 188 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |