Sweetex
Longview, TX · Charter 67520 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$9.4MAssets
$3.3MLoans
$5.6MShares
$3.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in TX (rank 19 of 235).
- Widest gap: net interest margin trails 66% of credit unions under $1B in assets in TX (rank 154 of 235).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.21%
Rank 52 of 235
Net Interest Margin
3.52%
Rank 154 of 235
Efficiency Ratio
64.71%
Rank 34 of 235
Equity / Assets
39.43%
Rank 6 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.21% | 0.17% | 0.57% | 1.10% | Beats 78% | 52 / 235 | |
| Return on Equity | 3.06% | 1.03% | 4.30% | 7.58% | Beats 40% | 141 / 235 | |
| Net Interest Margin | 3.52% | 3.32% | 3.89% | 4.35% | Beats 34% | 154 / 235 | |
| Efficiency Ratio | 64.71% | 70.60% | 82.00% | 91.57% | Beats 86% | 34 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.59% | 1.14% | Beats 100% | 19 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 39.43% | 11.30% | 14.41% | 19.49% | Beats 97% | 6 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 39.43% | 11.30% | 14.41% | 19.49% | Beats 97% | 6 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 58.39% | 54.18% | 67.38% | 81.66% | 31st pctl | 161 / 235 | |
| Loans / Assets | 34.88% | 43.80% | 56.63% | 68.64% | 13th pctl | 204 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |