Longview, TX · Charter 67520
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in TX (n=235). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
97
Asset Quality
100
Profitability
51
Liquidity
66
Efficiency
86
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Longview, TX · Charter 67520
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.27% | 0.33% | 0.67% | 0.84% | 1.19% | 1.22% | 1.28% | 1.20% | +37 bps | |
| Return on Equity | 0.73% | 0.86% | 1.75% | 2.22% | 2.96% | 3.09% | 3.25% | 3.06% | +83 bps | |
| Net Interest Margin | 2.82% | 2.94% | 3.39% | 3.50% | 3.77% | 3.67% | 3.47% | 3.50% | 0 bps | |
| Efficiency Ratio | 90.48% | 89.03% | 80.48% | 76.18% | 68.71% | 67.03% | 63.45% | 65.24% | -1,094 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.33% | -6.18% | -5.81% | -3.67% | -4.48% | -1.44% | 0.55% | -0.78% | +288 bps | |
| Loan Growth (YoY) | -9.00% | -12.09% | -6.30% | -0.20% | 2.19% | 7.35% | 9.41% | -2.94% | -274 bps | |
| Share Growth (YoY) | -8.66% | -10.59% | -10.74% | -8.61% | -9.09% | -5.81% | -2.24% | -2.01% | +660 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 37.41% | 37.73% | 38.13% | 37.75% | 40.19% | 39.50% | 39.28% | 39.42% | +168 bps | |
| Net Worth / Assets | 37.41% | 37.73% | 38.13% | 37.75% | 40.19% | 39.50% | 39.28% | 39.42% | +168 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 57.57% | 56.85% | 56.13% | 58.96% | 64.71% | 64.79% | 62.82% | 58.40% | -56 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Longview, TX · Charter 67520 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
Return on Assets
1.21%
Rank 52 of 235
Net Interest Margin
3.52%
Rank 154 of 235
Efficiency Ratio
64.71%
Rank 34 of 235
Equity / Assets
39.43%
Rank 6 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.21% | 0.17% | 0.57% | 1.10% | Beats 78% | 52 / 235 | ||
| Return on Equity | 3.06% | 1.03% | 4.30% | 7.58% | Beats 40% | 141 / 235 | ||
| Net Interest Margin | 3.52% | 3.32% | 3.89% | 4.35% | Beats 34% | 154 / 235 | ||
| Efficiency Ratio | 64.71% | 70.60% | 82.00% | 91.57% | Beats 86% | 34 / 235 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.59% | 1.14% | Beats 100% | 19 / 235 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 39.43% | 11.30% | 14.41% | 19.49% | Beats 97% | 6 / 235 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 39.43% | 11.30% | 14.41% | 19.49% | Beats 97% | 6 / 235 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 58.39% | 54.18% | 67.38% | 81.66% | 31st pctl | 161 / 235 | ||
| Loans / Assets | 34.88% | 43.80% | 56.63% | 68.64% | 13th pctl | 204 / 235 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||