Hockley County
Levelland, TX · Charter 67516 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$45.4MAssets
$25.4MLoans
$40.2MShares
$4.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 49% of credit unions under $1B in assets in TX (rank 121 of 235).
- Widest gap: equity / assets trails 88% of credit unions under $1B in assets in TX (rank 207 of 235).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.40%
Rank 146 of 235
Net Interest Margin
3.40%
Rank 169 of 235
Efficiency Ratio
95.95%
Rank 201 of 235
Equity / Assets
9.42%
Rank 207 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.40% | 0.17% | 0.57% | 1.10% | Beats 38% | 146 / 235 | |
| Return on Equity | 4.21% | 1.03% | 4.30% | 7.58% | Beats 49% | 121 / 235 | |
| Net Interest Margin | 3.40% | 3.32% | 3.89% | 4.35% | Beats 28% | 169 / 235 | |
| Efficiency Ratio | 95.95% | 70.60% | 82.00% | 91.57% | Beats 15% | 201 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.64% | 0.20% | 0.59% | 1.14% | Beats 44% | 133 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.42% | 11.30% | 14.41% | 19.49% | Beats 12% | 207 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.42% | 11.30% | 14.41% | 19.49% | Beats 12% | 207 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 63.25% | 54.18% | 67.38% | 81.66% | 42nd pctl | 137 / 235 | |
| Loans / Assets | 56.02% | 43.80% | 56.63% | 68.64% | 49th pctl | 119 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |