Levelland, TX · Charter 67516
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in TX (n=235). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
12
Asset Quality
44
Profitability
38
Liquidity
84
Efficiency
15
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Levelland, TX · Charter 67516
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.43% | -0.71% | -0.36% | -0.72% | 0.39% | -3 bps | |
| Return on Equity | 3.97% | -7.05% | -3.67% | -7.70% | 4.18% | +22 bps | |
| Net Interest Margin | 3.29% | 3.32% | 3.18% | 3.48% | 3.40% | +11 bps | |
| Efficiency Ratio | 87.29% | 90.04% | 88.84% | 95.71% | 95.89% | +860 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.78% | 4.33% | 10.34% | 8.85% | 9.57% | -21 bps | |
| Loan Growth (YoY) | 8.37% | 5.69% | 5.42% | 2.16% | 3.34% | -503 bps | |
| Share Growth (YoY) | 12.42% | 6.73% | 13.49% | 11.28% | 11.16% | -126 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.78% | 0.59% | 0.82% | 0.62% | 0.65% | -114 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.80% | 10.15% | 9.66% | 9.39% | 9.42% | -138 bps | |
| Net Worth / Assets | 10.80% | 10.15% | 9.66% | 9.39% | 9.42% | -138 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 68.03% | 69.05% | 66.19% | 64.59% | 63.25% | -478 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Levelland, TX · Charter 67516 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
Return on Assets
0.40%
Rank 146 of 235
Net Interest Margin
3.40%
Rank 169 of 235
Efficiency Ratio
95.95%
Rank 201 of 235
Equity / Assets
9.42%
Rank 207 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.40% | 0.17% | 0.57% | 1.10% | Beats 38% | 146 / 235 | |
| Return on Equity | 4.21% | 1.03% | 4.30% | 7.58% | Beats 49% | 121 / 235 | |
| Net Interest Margin | 3.40% | 3.32% | 3.89% | 4.35% | Beats 28% | 169 / 235 | |
| Efficiency Ratio | 95.95% | 70.60% | 82.00% | 91.57% | Beats 15% | 201 / 235 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.64% | 0.20% | 0.59% | 1.14% | Beats 44% | 133 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 9.42% | 11.30% | 14.41% | 19.49% | Beats 12% | 207 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 9.42% | 11.30% | 14.41% | 19.49% | Beats 12% | 207 / 235 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 63.25% | 54.18% | 67.38% | 81.66% | 42nd pctl | 137 / 235 | |
| Loans / Assets | 56.02% | 43.80% | 56.63% | 68.64% | 49th pctl | 119 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||