Prestige Community
Dallas, TX · Charter 67507 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 2 branches
Q2 2026
$118.8MAssets
$92.2MLoans
$106.5MShares
$10.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 70% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 19 of 60).
- Widest gap: equity / assets trails 92% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 55 of 60).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.54%
Rank 32 of 60
Net Interest Margin
3.73%
Rank 35 of 60
Efficiency Ratio
74.24%
Rank 19 of 60
Equity / Assets
8.90%
Rank 55 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.54% | 0.02% | 0.62% | 0.99% | Beats 47% | 32 / 60 | |
| Return on Equity | 6.09% | 0.12% | 4.17% | 8.32% | Beats 63% | 22 / 60 | |
| Net Interest Margin | 3.73% | 3.36% | 3.95% | 4.45% | Beats 42% | 35 / 60 | |
| Efficiency Ratio | 74.24% | 70.09% | 78.52% | 92.77% | Beats 70% | 19 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.82% | 0.25% | 0.82% | 1.91% | Beats 50% | 31 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.90% | 11.15% | 14.35% | 19.86% | Beats 8% | 55 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.90% | 11.15% | 14.35% | 19.86% | Beats 8% | 55 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 86.61% | 51.31% | 60.45% | 81.20% | 85th pctl | 9 / 60 | |
| Loans / Assets | 77.63% | 41.11% | 52.43% | 68.66% | 90th pctl | 6 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |