Fort Worth, TX · Charter 67468
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.91% | 1.04% | 1.08% | 1.04% | 0.88% | 0.73% | -0.01% | -0.15% | -119 bps | |
| Return on Equity | 3.38% | 3.74% | 3.73% | 3.48% | 2.87% | 2.28% | -0.05% | -0.39% | -387 bps | |
| Net Interest Margin | 4.65% | 4.76% | 4.87% | 4.94% | 5.04% | 5.16% | 4.69% | 5.54% | +60 bps | |
| Efficiency Ratio | 75.92% | 75.00% | 74.77% | 77.97% | 79.01% | 82.98% | 98.60% | 101.65% | +2,368 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.23% | -3.06% | -5.55% | -11.46% | -9.42% | -10.38% | -7.19% | -21.09% | -963 bps | |
| Loan Growth (YoY) | -8.19% | 1.56% | 6.88% | 11.86% | 25.85% | 26.08% | 22.55% | 22.12% | +1,026 bps | |
| Share Growth (YoY) | -0.87% | -5.48% | -9.00% | -16.79% | -14.22% | -15.36% | -10.76% | -30.24% | -1,345 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.32% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.18% | 0.18% | 0.27% | 0.27% | 0.49% | 0.27% | 0.30% | 0.30% | +3 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 26.91% | 27.88% | 28.94% | 29.86% | 30.75% | 31.84% | 31.63% | 37.94% | +809 bps | |
| Net Worth / Assets | 26.91% | 27.88% | 28.94% | 29.86% | 30.75% | 31.84% | 31.63% | 37.94% | +809 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 48.69% | 55.22% | 61.51% | 64.09% | 71.44% | 82.25% | 84.47% | 112.21% | +4,811 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |