Texas Health
Austin, TX · Charter 67452 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 2 branches
Q2 2026
$134.3MAssets
$69.6MLoans
$126.0MShares
$18.5MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 89% of credit unions under $1B in assets in TX (rank 26 of 235).
- Widest gap: nonperforming loans / loans trails 89% of credit unions under $1B in assets in TX (rank 209 of 235).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.65%
Rank 109 of 235
Net Interest Margin
3.68%
Rank 140 of 235
Efficiency Ratio
62.75%
Rank 26 of 235
Equity / Assets
13.77%
Rank 127 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.65% | 0.17% | 0.57% | 1.10% | Beats 54% | 109 / 235 | |
| Return on Equity | 4.75% | 1.03% | 4.30% | 7.58% | Beats 54% | 109 / 235 | |
| Net Interest Margin | 3.68% | 3.32% | 3.89% | 4.35% | Beats 40% | 140 / 235 | |
| Efficiency Ratio | 62.75% | 70.60% | 82.00% | 91.57% | Beats 89% | 26 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.17% | 0.20% | 0.59% | 1.14% | Beats 11% | 209 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.77% | 11.30% | 14.41% | 19.49% | Beats 46% | 127 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.77% | 11.30% | 14.41% | 19.49% | Beats 46% | 127 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 55.26% | 54.18% | 67.38% | 81.66% | 27th pctl | 172 / 235 | |
| Loans / Assets | 51.84% | 43.80% | 56.63% | 68.64% | 40th pctl | 142 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |