Blountstown, FL · Charter 67431
NCUA · 5 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.97% | 0.76% | 0.91% | 0.96% | 0.91% | 0.96% | 1.00% | 0.92% | -4 bps | |
| Return on Equity | 9.23% | 7.15% | 8.62% | 8.85% | 8.51% | 9.01% | 9.23% | 8.59% | -26 bps | |
| Net Interest Margin | 4.85% | 3.85% | 4.06% | 4.33% | 4.32% | 4.27% | 4.66% | 4.44% | +10 bps | |
| Efficiency Ratio | 76.06% | 75.14% | 78.50% | 78.75% | 78.98% | 74.73% | 82.16% | 75.98% | -276 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 30.77% | 29.93% | 27.88% | 25.16% | 6.14% | 7.61% | 5.76% | 10.62% | -1,454 bps | |
| Loan Growth (YoY) | 35.30% | 31.68% | 26.50% | 24.68% | 6.58% | 9.44% | 9.77% | 11.10% | -1,358 bps | |
| Share Growth (YoY) | 28.77% | 27.25% | 24.83% | 21.80% | 5.67% | 3.77% | 2.23% | 7.41% | -1,439 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.15% | 0.04% | 0.00% | 0.00% | 0.20% | 0.05% | 0.00% | 0.01% | +1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.56% | 10.58% | 10.51% | 10.80% | 10.75% | 10.65% | 10.88% | 10.66% | -14 bps | |
| Net Worth / Assets | 10.56% | 10.58% | 10.51% | 10.80% | 10.75% | 10.65% | 10.88% | 10.66% | -14 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.88% | 83.16% | 81.40% | 83.05% | 84.59% | 87.71% | 87.41% | 85.91% | +286 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 97.63% | 0.00% | 0 bps | |