Center Parc
Atlanta, GA · Charter 67389 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$2.4BAssets
$1.9BLoans
$2.1BShares
$334.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 87% of credit unions $1B-$10B in assets (rank 58 of 435).
- Widest gap: return on equity trails 86% of credit unions $1B-$10B in assets (rank 372 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.48%
Rank 349 of 435
Net Interest Margin
3.14%
Rank 292 of 435
Efficiency Ratio
72.51%
Rank 233 of 435
Equity / Assets
13.83%
Rank 58 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.48% | 0.55% | 0.81% | 1.14% | Beats 20% | 349 / 435 | |
| Return on Equity | 3.46% | 5.12% | 7.41% | 9.70% | Beats 14% | 372 / 435 | |
| Net Interest Margin | 3.14% | 3.01% | 3.39% | 3.75% | Beats 33% | 292 / 435 | |
| Efficiency Ratio | 72.51% | 65.25% | 71.39% | 77.86% | Beats 47% | 233 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.03% | 0.45% | 0.69% | 1.05% | Beats 26% | 322 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.83% | 9.81% | 10.84% | 12.63% | Beats 87% | 58 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.83% | 9.81% | 10.84% | 12.63% | Beats 87% | 58 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 91.65% | 78.33% | 88.38% | 95.61% | 61st pctl | 170 / 435 | |
| Loans / Assets | 78.76% | 67.69% | 74.58% | 80.80% | 65th pctl | 152 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |