PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Genuine Parts

Norcross, GA · Charter 67382

NCUA · 3 branches

Q2 2026

$19.5MAssets
$2.3MLoans
$6.2MShares
$15.4MNet Worth

Executive Summary

  • Earnings: ROA of 0.41%, down 406 bps year over year; NIM at 3.05%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Capital: net worth / assets of 79.20%, up 1,433 bps from a year ago.
  • Funding: loans stand at 36.93% of shares as of Q2 2026.

Return on Assets (quarter, annualized)

0.41%-406 bps YoY

Net Interest Margin (quarter, annualized)

3.05%-344 bps YoY

Efficiency Ratio (quarter, annualized)

83.29%+5,000 bps YoY

Net Worth / Assets

79.20%+1,433 bps YoY

Discrete quarter, annualized.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-0.25%0.63%4.75%4.47%12.45%3.00%-33.16%0.41%-406 bps
Return on Equity-1.08%1.00%7.43%6.89%18.07%4.49%-51.38%0.52%-637 bps
Net Interest Margin5.33%3.28%6.83%6.49%14.47%5.35%-30.48%3.05%-344 bps
Efficiency Ratio100.64%77.93%33.21%33.28%14.53%41.57%n/a83.29%+5,000 bps
Growth
Asset Growth (YoY)-16.85%69.62%87.99%94.08%111.09%-0.81%-9.81%-8.47%-10,255 bps
Loan Growth (YoY)-12.14%-12.75%-12.31%-9.52%-4.89%-8.26%-11.91%-14.07%-455 bps
Share Growth (YoY)-20.60%-17.99%-13.37%-11.70%-14.66%-10.33%-11.78%-17.24%-554 bps
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital23.24%63.26%64.00%64.87%68.92%66.69%64.53%79.20%+1,433 bps
Net Worth / Assets23.24%63.26%64.00%64.87%68.92%66.69%64.53%79.20%+1,433 bps
Liquidity & Funding
Loans / Shares34.36%36.42%35.88%35.57%38.30%37.26%35.82%36.93%+136 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps