Core
Statesboro, GA · Charter 67371 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$151.6MAssets
$92.8MLoans
$130.3MShares
$19.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 68% of credit unions under $1B in assets (rank 538 of 1682).
- Widest gap: efficiency ratio trails 64% of credit unions under $1B in assets (rank 1076 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.89%
Rank 696 of 1,683
Net Interest Margin
4.06%
Rank 620 of 1,683
Efficiency Ratio
82.85%
Rank 1,076 of 1,682
Equity / Assets
12.75%
Rank 865 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.89% | 0.35% | 0.74% | 1.18% | Beats 59% | 696 / 1,683 | |
| Return on Equity | 6.95% | 2.67% | 5.89% | 8.74% | Beats 61% | 660 / 1,681 | |
| Net Interest Margin | 4.06% | 3.31% | 3.82% | 4.32% | Beats 63% | 620 / 1,683 | |
| Efficiency Ratio | 82.85% | 68.91% | 78.20% | 86.93% | Beats 36% | 1,076 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.37% | 0.26% | 0.65% | 1.29% | Beats 68% | 538 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.75% | 10.44% | 12.89% | 16.53% | Beats 49% | 865 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.75% | 10.44% | 12.89% | 16.53% | Beats 49% | 865 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 71.21% | 52.61% | 69.38% | 83.50% | 53rd pctl | 784 / 1,683 | |
| Loans / Assets | 61.22% | 44.71% | 59.18% | 70.72% | 55th pctl | 764 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |