Savannah Postal
Savannah, GA · Charter 67364 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$24.6MAssets
$12.6MLoans
$20.7MShares
$3.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 94% of credit unions under $1B in assets (rank 99 of 1683).
- Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets (rank 1642 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.57%
Rank 1,050 of 1,683
Net Interest Margin
5.27%
Rank 99 of 1,683
Efficiency Ratio
73.46%
Rank 615 of 1,682
Equity / Assets
15.05%
Rank 548 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.57% | 0.35% | 0.74% | 1.18% | Beats 38% | 1,050 / 1,683 | | |
| Return on Equity | 3.78% | 2.67% | 5.89% | 8.74% | Beats 33% | 1,120 / 1,681 | | |
| Net Interest Margin | 5.27% | 3.31% | 3.82% | 4.32% | Beats 94% | 99 / 1,683 | | |
| Efficiency Ratio | 73.46% | 68.91% | 78.20% | 86.93% | Beats 63% | 615 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.80% | 0.26% | 0.65% | 1.29% | Beats 2% | 1,642 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.05% | 10.44% | 12.89% | 16.53% | Beats 67% | 548 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.05% | 10.44% | 12.89% | 16.53% | Beats 67% | 548 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 60.95% | 52.61% | 69.38% | 83.50% | 36th pctl | 1,073 / 1,683 | | |
| Loans / Assets | 51.20% | 44.71% | 59.18% | 70.72% | 36th pctl | 1,080 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |