Altamonte Sprin, FL · Charter 67349
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.60% | 0.69% | 0.95% | 0.97% | 1.08% | 1.08% | 0.79% | 0.89% | -8 bps | |
| Return on Equity | 6.50% | 7.35% | 10.48% | 10.36% | 11.44% | 11.21% | 8.33% | 9.10% | -126 bps | |
| Net Interest Margin | 3.12% | 3.14% | 3.27% | 3.32% | 3.29% | 3.31% | 3.46% | 3.55% | +23 bps | |
| Efficiency Ratio | 81.85% | 80.15% | 76.31% | 74.85% | 73.12% | 74.00% | 79.43% | 78.49% | +364 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.69% | 9.12% | 14.41% | 11.55% | 10.64% | 10.52% | 7.45% | 6.97% | -458 bps | |
| Loan Growth (YoY) | 13.55% | 16.36% | 5.60% | 2.97% | 5.89% | 8.23% | 19.72% | 15.95% | +1,298 bps | |
| Share Growth (YoY) | 9.47% | 12.19% | 16.88% | 15.17% | 12.72% | 10.01% | 6.39% | 6.45% | -872 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.16% | 0.15% | 0.70% | 0.06% | 0.58% | 0.57% | 0.49% | 0.02% | -5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.30% | 9.44% | 9.06% | 9.39% | 9.42% | 9.59% | 9.42% | 9.79% | +40 bps | |
| Net Worth / Assets | 9.30% | 9.44% | 9.06% | 9.39% | 9.42% | 9.59% | 9.42% | 9.79% | +40 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 88.15% | 89.30% | 78.89% | 81.90% | 82.81% | 87.86% | 88.78% | 89.21% | +731 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |