Fort Lauderdale, FL · Charter 67347
NCUA · 9 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.80% | 0.76% | 0.60% | 0.75% | 0.75% | 0.73% | 0.47% | 0.92% | +18 bps | |
| Return on Equity | 8.66% | 8.31% | 6.72% | 8.32% | 8.58% | 8.20% | 5.34% | 10.40% | +209 bps | |
| Net Interest Margin | 3.18% | 3.17% | 3.31% | 3.41% | 3.39% | 3.48% | 3.65% | 3.64% | +24 bps | |
| Efficiency Ratio | 73.87% | 73.68% | 74.98% | 72.08% | 71.88% | 72.75% | 82.56% | 73.68% | +160 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.47% | 9.21% | 10.06% | 10.64% | 12.70% | 9.41% | 6.68% | 9.53% | -110 bps | |
| Loan Growth (YoY) | 15.10% | 15.14% | 13.47% | 15.82% | 15.38% | 11.47% | 15.39% | 11.99% | -383 bps | |
| Share Growth (YoY) | 4.95% | 8.22% | 8.57% | 8.68% | 11.69% | 8.09% | 3.42% | 7.16% | -152 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.44% | 0.37% | 0.38% | 0.58% | 0.55% | 0.69% | 0.51% | 0.52% | -7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.19% | 9.12% | 8.86% | 8.97% | 8.75% | 8.93% | 8.88% | 8.88% | -9 bps | |
| Net Worth / Assets | 9.19% | 9.12% | 8.86% | 8.97% | 8.75% | 8.93% | 8.88% | 8.88% | -9 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 95.62% | 96.63% | 93.51% | 97.74% | 98.78% | 99.64% | 104.33% | 102.15% | +441 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |