Fort lauderdale, FL · Charter 67342
NCUA · 3 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.02% | 1.02% | 1.47% | 1.28% | 1.14% | 0.89% | 0.81% | 0.84% | -45 bps | |
| Return on Equity | 8.38% | 8.29% | 11.81% | 9.91% | 8.58% | 7.02% | 6.34% | 6.45% | -346 bps | |
| Net Interest Margin | 3.72% | 3.78% | 3.69% | 4.03% | 4.19% | 4.03% | 3.77% | 4.06% | +3 bps | |
| Efficiency Ratio | 73.19% | 74.22% | 59.25% | 66.79% | 69.99% | 71.79% | 73.61% | 74.57% | +778 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.09% | 2.20% | 1.57% | 0.90% | -0.29% | 4.06% | 2.46% | 4.91% | +402 bps | |
| Loan Growth (YoY) | 0.06% | 1.13% | -0.55% | -2.77% | 2.82% | 3.59% | 6.39% | 6.52% | +929 bps | |
| Share Growth (YoY) | -1.51% | 2.22% | 0.23% | -0.68% | -1.91% | 3.28% | 2.08% | 4.28% | +496 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.47% | 0.29% | 0.93% | 0.40% | 0.45% | 0.63% | 0.77% | 0.71% | +31 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.19% | 12.36% | 12.43% | 12.96% | 13.28% | 12.71% | 12.80% | 12.98% | +2 bps | |
| Net Worth / Assets | 12.19% | 12.36% | 12.43% | 12.96% | 13.28% | 12.71% | 12.80% | 12.98% | +2 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 85.11% | 85.60% | 82.96% | 83.21% | 89.22% | 85.85% | 86.47% | 85.00% | +179 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |