Florida West Coast
Brandon, FL · Charter 67337 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$144.2MAssets
$73.9MLoans
$127.4MShares
$17.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 76% of credit unions under $1B in assets (rank 406 of 1682).
- Widest gap: net interest margin trails 75% of credit unions under $1B in assets (rank 1263 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.79%
Rank 792 of 1,683
Net Interest Margin
3.31%
Rank 1,263 of 1,683
Efficiency Ratio
79.81%
Rank 929 of 1,682
Equity / Assets
12.03%
Rank 990 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.79% | 0.35% | 0.74% | 1.18% | Beats 53% | 792 / 1,683 | | |
| Return on Equity | 6.54% | 2.67% | 5.89% | 8.74% | Beats 56% | 732 / 1,681 | | |
| Net Interest Margin | 3.31% | 3.31% | 3.82% | 4.32% | Beats 25% | 1,263 / 1,683 | | |
| Efficiency Ratio | 79.81% | 68.91% | 78.20% | 86.93% | Beats 45% | 929 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.25% | 0.26% | 0.65% | 1.29% | Beats 76% | 406 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.03% | 10.44% | 12.89% | 16.53% | Beats 41% | 990 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.03% | 10.44% | 12.89% | 16.53% | Beats 41% | 990 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.96% | 52.61% | 69.38% | 83.50% | 32nd pctl | 1,144 / 1,683 | | |
| Loans / Assets | 51.20% | 44.71% | 59.18% | 70.72% | 36th pctl | 1,079 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |