Alive
Jacksonville, FL · Charter 67316 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 11 branches
Q2 2026
$295.5MAssets
$171.7MLoans
$261.4MShares
$34.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 81% of credit unions under $1B in assets (rank 312 of 1681).
- Widest gap: net interest margin trails 82% of credit unions under $1B in assets (rank 1381 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.14%
Rank 460 of 1,683
Net Interest Margin
3.12%
Rank 1,381 of 1,683
Efficiency Ratio
69.70%
Rank 446 of 1,682
Equity / Assets
11.73%
Rank 1,037 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.14% | 0.35% | 0.74% | 1.18% | Beats 73% | 460 / 1,683 | |
| Return on Equity | 9.75% | 2.67% | 5.89% | 8.74% | Beats 81% | 312 / 1,681 | |
| Net Interest Margin | 3.12% | 3.31% | 3.82% | 4.32% | Beats 18% | 1,381 / 1,683 | |
| Efficiency Ratio | 69.70% | 68.91% | 78.20% | 86.93% | Beats 74% | 446 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.26% | 0.65% | 1.29% | Beats 61% | 650 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.73% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,037 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.73% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,037 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 65.69% | 52.61% | 69.38% | 83.50% | 43rd pctl | 960 / 1,683 | |
| Loans / Assets | 58.11% | 44.71% | 59.18% | 70.72% | 48th pctl | 874 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |