Northwest Plus
Everett, WA · Charter 67262 · Peer group: credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (n=22)
NCUA · 6 branches
Q2 2026
$315.2MAssets
$175.1MLoans
$273.8MShares
$42.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 64% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 8 of 22).
- Widest gap: net interest margin trails 64% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 14 of 22).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.67%
Rank 9 of 22
Net Interest Margin
3.43%
Rank 14 of 22
Efficiency Ratio
71.83%
Rank 9 of 22
Equity / Assets
13.56%
Rank 9 of 22
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.67% | 0.11% | 0.57% | 0.99% | Beats 59% | 9 / 22 | |
| Return on Equity | 4.97% | 0.85% | 3.93% | 5.70% | Beats 64% | 8 / 22 | |
| Net Interest Margin | 3.43% | 3.17% | 3.57% | 4.25% | Beats 36% | 14 / 22 | |
| Efficiency Ratio | 71.83% | 65.75% | 80.47% | 91.31% | Beats 64% | 9 / 22 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.80% | 0.34% | 0.86% | 1.42% | Beats 55% | 11 / 22 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.56% | 10.62% | 13.36% | 14.42% | Beats 59% | 9 / 22 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.56% | 10.62% | 13.36% | 14.42% | Beats 59% | 9 / 22 | |
| Liquidity & Funding |
| Loans / Deposits | 63.94% | 61.01% | 65.58% | 83.83% | 36th pctl | 14 / 22 | |
| Loans / Assets | 55.54% | 47.64% | 55.55% | 72.11% | 45th pctl | 12 / 22 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |