Temple-Inland
Diboll, TX · Charter 6726 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$20.1MAssets
$7.5MLoans
$16.7MShares
$3.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 73% of credit unions under $1B in assets in TX (rank 64 of 235).
- Widest gap: net interest margin trails 94% of credit unions under $1B in assets in TX (rank 221 of 235).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.94%
Rank 75 of 235
Net Interest Margin
2.79%
Rank 221 of 235
Efficiency Ratio
71.87%
Rank 64 of 235
Equity / Assets
18.28%
Rank 69 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.94% | 0.17% | 0.57% | 1.10% | Beats 68% | 75 / 235 | | |
| Return on Equity | 5.12% | 1.03% | 4.30% | 7.58% | Beats 57% | 101 / 235 | | |
| Net Interest Margin | 2.79% | 3.32% | 3.89% | 4.35% | Beats 6% | 221 / 235 | | |
| Efficiency Ratio | 71.87% | 70.60% | 82.00% | 91.57% | Beats 73% | 64 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.68% | 0.20% | 0.59% | 1.14% | Beats 42% | 137 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.28% | 11.30% | 14.41% | 19.49% | Beats 71% | 69 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.28% | 11.30% | 14.41% | 19.49% | Beats 71% | 69 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 44.70% | 54.18% | 67.38% | 81.66% | 13th pctl | 205 / 235 | | |
| Loans / Assets | 37.25% | 43.80% | 56.63% | 68.64% | 17th pctl | 196 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |