West Bend, WI · Charter 67238
NCUA · 4 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.00% | 1.05% | 0.91% | 1.03% | 1.11% | 1.14% | 0.99% | 1.17% | +14 bps | |
| Return on Equity | 10.10% | 10.21% | 8.96% | 9.96% | 10.38% | 10.56% | 9.26% | 10.66% | +71 bps | |
| Net Interest Margin | 2.97% | 3.06% | 3.27% | 3.33% | 3.45% | 3.45% | 3.43% | 3.53% | +20 bps | |
| Efficiency Ratio | 69.89% | 69.15% | 73.80% | 72.09% | 70.38% | 68.45% | 72.76% | 69.89% | -220 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 11.91% | 9.82% | 7.63% | 5.80% | 3.59% | 5.90% | 6.28% | 5.32% | -48 bps | |
| Loan Growth (YoY) | 8.45% | 10.03% | 14.15% | 12.44% | 11.58% | 8.47% | 5.07% | 6.12% | -632 bps | |
| Share Growth (YoY) | 11.88% | 9.92% | 7.55% | 5.56% | 3.13% | 5.41% | 5.94% | 4.13% | -143 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.67% | 0.60% | 0.71% | 0.64% | 0.59% | 0.69% | 0.77% | 0.91% | +27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.92% | 10.24% | 10.17% | 10.31% | 10.69% | 10.80% | 10.71% | 10.98% | +67 bps | |
| Net Worth / Assets | 9.92% | 10.24% | 10.17% | 10.31% | 10.69% | 10.80% | 10.71% | 10.98% | +67 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 75.23% | 79.52% | 79.91% | 80.32% | 81.40% | 81.83% | 79.25% | 81.86% | +154 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |