Milwaukee, WI · Charter 67236
Q4 1997
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.61% | 2.07% | 2.98% | 3.77% | 3.90% | 3.74% | 3.37% | 3.19% | -57 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 11.45% | 6.15% | 4.05% | 7.52% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 4.50% | 19.24% | 18.85% | -0.14% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 9.43% | 3.13% | 0.66% | 5.28% | n/a | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.18% | 1.50% | 1.78% | 3.18% | 5.29% | 2.75% | 2.41% | 3.52% | +34 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.30% | 0.79% | 0.55% | 1.09% | 1.08% | 1.48% | 0.70% | 0.79% | -30 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 96.45% | 91.56% | 87.27% | 99.51% | 92.11% | 105.86% | 103.04% | 94.38% | -513 bps | |
| Liquid Assets / Assets | 7.33% | 12.51% | 19.18% | 9.80% | 14.80% | 3.74% | 7.31% | 14.82% | +502 bps | |