Park City
Merrill, WI · Charter 67196 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$397.4MAssets
$314.7MLoans
$339.0MShares
$39.4MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 71% of credit unions under $1B in assets (rank 481 of 1681).
- Widest gap: equity / assets trails 81% of credit unions under $1B in assets (rank 1362 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.82%
Rank 764 of 1,683
Net Interest Margin
3.24%
Rank 1,317 of 1,683
Efficiency Ratio
76.55%
Rank 755 of 1,682
Equity / Assets
9.92%
Rank 1,362 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.35% | 0.74% | 1.18% | Beats 55% | 764 / 1,683 | | |
| Return on Equity | 8.25% | 2.67% | 5.89% | 8.74% | Beats 71% | 481 / 1,681 | | |
| Net Interest Margin | 3.24% | 3.31% | 3.82% | 4.32% | Beats 22% | 1,317 / 1,683 | | |
| Efficiency Ratio | 76.55% | 68.91% | 78.20% | 86.93% | Beats 55% | 755 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.36% | 0.26% | 0.65% | 1.29% | Beats 69% | 527 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.91% | 10.44% | 12.89% | 16.53% | Beats 19% | 1,362 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.92% | 10.44% | 12.89% | 16.53% | Beats 19% | 1,362 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.82% | 52.61% | 69.38% | 83.50% | 91st pctl | 157 / 1,683 | | |
| Loans / Assets | 79.19% | 44.71% | 59.18% | 70.72% | 91st pctl | 159 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |